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Medicare Advantage Plans in Montgomery County, IL
Looking for Medicare Advantage plans in Montgomery County? Enter your ZIP below to compare affordable monthly premium plans in your area.
Montgomery County, IL, is home to 28 Medicare Advantage (Medicare Part C) plans in 2025.
Learn more about Medicare Advantage in Illinois or call to speak with a licensed insurance agent who can help you compare Montgomery County Medicare Advantage plans and – if you're eligible – help you enroll.
We offer plans from Humana, UnitedHealthcare®, Anthem Blue Cross and Blue Shield*, Aetna, Cigna Healthcare, Wellcare, or Kaiser Permanente.
Enrollment may be limited to certain times of the year. See why you may be able to enroll.
2025 Medicare Advantage plans in Montgomery County
| 2025 Medicare Advantage Plans in Montgomery | |
|---|---|
| Number of unique plans | 28 |
| Average monthly premium | $8.27 |
| Average (in-network) out-of-pocket maximum | $4,907.07 |
| Average Medicare Star Rating* | 3.14 |
While the number of unique plans in any county can change slightly every year, the table above presents a good idea of what you can expect to see in 2025.
The average monthly premium for Medicare Advantage plans in Montgomery is $8.27 per month in 2025, though there may be plans available where you live that feature different premiums.
Medicare Advantage plans in Montgomery County have an average Medicare Star Rating of 3.14 in 2025.* Plans rated four stars or higher are considered top-rated Medicare plans.
Premiums, deductibles and other costs may vary. The numbers reported in the table above are taken from the Centers for Medicare & Medicaid Services (CMS). A licensed insurance agent will be able to help you review and compare costs for specific plans available in Illinois or wherever you may live.
* Every year, the Centers for Medicare & Medicaid Services (CMS) evaluates plans based on a 5-star rating system.
List of Medicare Advantage plans in Montgomery County
The following table includes cost information and other plan details for Medicare Advantage plans available in Montgomery in 2025.
| Plan Name | Plan Code | Monthly Premium | Deductible | Out of Pocket Max | Prescription Drug Coverage | Medicare Star Rating |
|---|---|---|---|---|---|---|
| AARP Medicare Advantage CareFlex from UHC ST-6 (HMO-POS) | H2802-073-000 | $0.00 | $495.00 | $6,700.00 | Yes | 4 out of 5 stars |
| AARP Medicare Advantage Essentials from UHC ST-3 (HMO-POS) | H2802-028-000 | $0.00 | $340.00 | $2,800.00 | Yes | 4 out of 5 stars |
| AARP Medicare Advantage Extras from UHC ST-4 (HMO-POS) | H2802-052-000 | $0.00 | $420.00 | $3,300.00 | Yes | 4 out of 5 stars |
| AARP Medicare Advantage from UHC ST-0001 (PPO) | H2406-043-000 | $44.00 | $420.00 | $3,800.00 | Yes | 4 out of 5 stars |
| AARP Medicare Advantage from UHC ST-2 (PPO) | H2406-069-000 | $0.00 | $420.00 | $4,100.00 | Yes | 4 out of 5 stars |
| AARP Medicare Advantage Patriot No Rx MO-MA01 (HMO-POS) | H2802-050-000 | $0.00 | N/A | $3,700.00 | No | 4 out of 5 stars |
| Aetna Medicare Eagle (PPO) | H7301-023-000 | $0.00 | N/A | $4,500.00 | No | 4 out of 5 stars |
| Aetna Medicare Premier (PPO) | H7301-009-000 | $22.80 | $590.00 | $4,700.00 | Yes | 4 out of 5 stars |
| Aetna Medicare Premier Preferred (HMO-POS) | H2663-017-000 | $0.00 | $590.00 | $3,400.00 | Yes | 4.5 out of 5 stars |
| Aetna Medicare Value (PPO) | H7301-007-000 | $0.00 | $590.00 | $4,900.00 | Yes | 4 out of 5 stars |
| Cigna True Choice Courage Medicare (PPO) | H7849-073-000 | $0.00 | N/A | $5,150.00 | No | 3 out of 5 stars |
| Devoted CHOICE GIVEBACK Illinois (PPO) | H8320-002-000 | $0.00 | $590.00 | $9,350.00 | Yes | Plan too new to be measured |
| Devoted CHOICE Illinois (PPO) | H8320-001-000 | $0.00 | $590.00 | $5,000.00 | Yes | Plan too new to be measured |
| Humana Gold Choice H8145-006 (PFFS) | H8145-006-000 | $38.00 | $590.00 | N/A | Yes | 4 out of 5 stars |
| Humana Gold Choice H8145-126 (PFFS) | H8145-126-000 | $0.00 | N/A | N/A | No | 4 out of 5 stars |
| Humana USAA Honor Giveback (PPO) | H5216-355-000 | $0.00 | N/A | $5,500.00 | No | 3.5 out of 5 stars |
| Humana USAA Honor Giveback (Regional PPO) | R5361-001-000 | $0.00 | N/A | $6,750.00 | No | 3.5 out of 5 stars |
| HumanaChoice Giveback H5216-403 (PPO) | H5216-403-000 | $0.00 | $590.00 | $4,500.00 | Yes | 3.5 out of 5 stars |
| HumanaChoice H5216-399 (PPO) | H5216-399-000 | $0.00 | $590.00 | $4,500.00 | Yes | 3.5 out of 5 stars |
| HumanaChoice R5361-002 (Regional PPO) | R5361-002-000 | $104.00 | $590.00 | $7,200.00 | Yes | 3.5 out of 5 stars |
| Molina Medicare Choice Care (HMO) | H2715-003-000 | $0.00 | $0.00 | $9,350.00 | Yes | Not enough data available |
| Molina Medicare Choice Care (HMO) | H2715-003-000 | $0.00 | $0.00 | $9,350.00 | Yes | Not enough data available out of 5 stars |
| UHC Complete Care Support ST-1A (PPO C-SNP) | H2001-037-000 | $22.80 | $590.00 | $9,350.00 | Yes | 4 out of 5 stars |
| Wellcare Giveback Open (PPO) | H6713-002-000 | $0.00 | $420.00 | $5,000.00 | Yes | 3 out of 5 stars |
| Wellcare Patriot Giveback Open (PPO) | H6713-003-000 | $0.00 | N/A | $5,500.00 | No | 3 out of 5 stars |
| Wellcare Simple Essential (HMO) | H5779-002-000 | $0.00 | $420.00 | $2,900.00 | Yes | 3 out of 5 stars |
| Wellcare Simple Essential Value (HMO) | H5779-009-000 | $0.00 | $420.00 | $2,900.00 | Yes | 3 out of 5 stars |
| Wellcare Simple Open (PPO) | H6713-001-000 | $0.00 | $420.00 | $3,200.00 | Yes | 3 out of 5 stars |
List of prescription drug plans in Montgomery County
The following table includes cost information and other plan details for prescription drug plans available in Montgomery in 2025.
| Plan Name | Plan Code | Monthly Premium | Deductible | Preferred Pharmacies | Accepts Mail Order | Medicare Star Rating |
|---|---|---|---|---|---|---|
| AARP Medicare Rx Preferred from UHC (PDP) | S5921-398-000 | $81.10 | $0.00 | Yes | Yes | 2.5 out of 5 stars |
| AARP Medicare Rx Saver from UHC (PDP) | S5921-362-000 | $42.20 | $590.00 | Yes | Yes | 2.5 out of 5 stars |
| Cigna Healthcare Assurance Rx (PDP) | S5617-224-000 | $65.40 | $590.00 | Yes | Yes | 2.5 out of 5 stars |
| Cigna Healthcare Extra Rx (PDP) | S5617-262-000 | $101.60 | $175.00 | Yes | Yes | 2.5 out of 5 stars |
| Cigna Healthcare Saver Rx (PDP) | S5617-367-000 | $16.60 | $590.00 | Yes | Yes | 2.5 out of 5 stars |
| Humana Basic Rx Plan (PDP) | S5884-107-000 | $61.90 | $590.00 | Yes | Yes | Plan too new to be measured |
| Humana Premier Rx Plan (PDP) | S5884-163-000 | $125.80 | $0.00 | Yes | Yes | 3.5 out of 5 stars |
| Humana Value Rx Plan (PDP) | S5884-196-000 | $20.90 | $573.00 | Yes | Yes | 3.5 out of 5 stars |
| SilverScript Choice (PDP) | S5601-034-000 | $44.90 | $590.00 | No | Yes | 2.5 out of 5 stars |