Medicare Advantage Plans in Chicago, IL

Looking for Medicare Advantage Plans in Cook County? Enter your ZIP below to compare affordable or $0 premium plans in your area.

Illinois state

With more than five million residents, Cook County is among the most populous counties in the U.S. Being such a populated area means Cook County has a large Medicare Advantage (Medicare Part C) plan market.

In fact, there are 53 different Medicare Advantage plans available in Cook County in 2022.1

Learn more about Medicare Advantage in Illinois, and call to speak with a licensed insurance agent who can help you compare plans, including their costs, benefits, provider networks and more.

Find $0 premium Medicare Advantage plans in Cook County today

Compare Plans

Or call TTY Users: 711 to speak with a licensed insurance agent. We accept calls 24/7!

2022 Medicare Advantage plans in Cook County

Number of unique plans 53
Average monthly premium $59.66
Average drug deductible $356.32
Average (in-network) out-of-pocket maximum $4,068.70
Percentage of plans rated four stars or higher 24.5%

While the number of Medicare Advantage plans available in any particular county can change slightly from one year to the next, the table above shows the number of plans available in Cook County, Illinois, in 2022.

With 53 unique plans available, Cook County residents enjoy plenty of selection. While the average premium for a Cook County MA plan in 2022 is $59.66 per month, you may be able to find plans that feature $0 premiums.1

Over 24% of all Cook County Medicare Advantage plans are rated four stars or higher in 2022 based on Medicare Star Ratings.2 Plans rated four stars or higher are considered top-rated Medicare plans.

Premiums, deductibles and other costs may vary. The numbers reported in the table above are taken from the Centers for Medicare and Medicaid Services (CMS). A licensed insurance agent will be able to help you review and compare costs for specific plans available in Cook County or wherever you may live.

List of Medicare Advantage plans in Chicago and Cook County

Medicare Advantage plans can come in several different forms.

Most Medicare Advantage enrollees in Illinois belong to an HMO plan in 2022.

HMO (Health Maintenance Organization) plans utilize a network of participating doctors and other health care providers. Care is typically not covered by the plan when received outside of the network. 

PPO (Preferred Provider Organization) plans are also available in Illinois. These plans offer some more flexibility when choosing a doctor and allow for some coverage outside of the plan’s intended network. 

Other plans available in Illinois included Medicare Cost Plans, Medical Savings Accounts and Private Fee-For-Service plans.

How to Sign up for a Medicare Advantage Plan in Cook County

There are different Medicare enrollment periods in the year during which you may able to sign up for a Medicare Advantage plan in Chicago and Cook County, depending on your eligibility. 

Medicare IEP graphic

Initial Enrollment Period (IEP)

When you first become eligible for Medicare, you will typically be granted an Initial Enrollment Period (IEP). This period begins three months before you turn 65 years old, includes the month of your birthday and continues for an additional three months. 

Medicare open enrollment graphic

Annual Enrollment Period (AEP)

The Annual Enrollment Period (AEP, also called the Medicare Open Enrollment Period for Medicare Advantage plans) takes place from October 15 to December 7 each year. This period is open to all eligible Medicare beneficiaries who wish to add, drop or change Medicare plans.  

Special Enrollment Period

If you experience a qualifying circumstance, you may be granted a Special Enrollment Period (SEP) at any time throughout the year to allow you to enroll in a Medicare Advantage plan.

Such circumstances may include situations like moving outside of your plan’s service area or losing your Medicare Advantage plan coverage through no fault of your own. A licensed insurance agent can help you determine if you are eligible for a Special Enrollment Period and what actions you may be able to take during that time. 

Find a Medicare Advantage plan where you live

Medicare Advantage plans can come in a variety of types and can include different benefits, networks, costs and more.

Connect with a licensed insurance agent today for help determining your eligibility and finding the best Medicare Advantage plan for you in Cook County. 

Find $0 premium Medicare Advantage plans in Chicago today

Compare Plans

Or call TTY Users: 711 to speak with a licensed insurance agent. We accept calls 24/7!

 

1 MedicareAdvantage.com's The Best States for Medicare report.

2 Every year, Medicare evaluates plans based on a 5-star rating system.