Medicare Advantage Plans in Miami-Dade County, FL

Looking for Medicare Advantage plans in Miami-Dade County? Enter your ZIP below to compare affordable or $0 premium plans in your area.

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Miami-Dade County, FL, is home to 69 Medicare Advantage (Medicare Part C) plans in 2024.

Learn more about Medicare Advantage in Florida or call to speak with a licensed insurance agent who can help you compare Miami-Dade County Medicare Advantage plans and – if you're eligible – help you enroll.

We represent carriers such as Humana, UnitedHealthcare®, Anthem Blue Cross and Blue Shield, Aetna, Cigna Healthcare, Wellcare, or Kaiser Permanente.

2024 Miami Medicare Advantage Plans


​Medicare beneficiaries in south Florida have a range of 2024 Miami Medicare Advantage plans to choose from.

Medicare Advantage plans in Miami may offer additional benefits to go along with your Medicare Part A and Part B coverage, such as things like prescription drug coverage, dental, hearing, vision, transportation, fitness club memberships and more. Original Medicare (Part A and Part B) doesn't cover these additional benefits.

You can get help comparing Miami Medicare Advantage plans by calling to speak with a licensed insurance agent, or you can start by exploring the list of 2024 Miami Medicare Advantage plans below.

2024 Medicare Advantage plans in Miami-Dade County

2024 Medicare Advantage Plans in Miami-Dade
Number of unique plans69
Average monthly premium$7.37
Average (in-network) out-of-pocket maximum$3865.94
Average Medicare Star Rating*4.27

While the number of unique plans in any county can change slightly every year, the table above presents a good idea of what you can expect to see in 2024.

The average monthly premium for Medicare Advantage plans in Miami-Dade is $7.37 per month in 2024, though there may be plans available where you live that feature different premiums.

Medicare Advantage plans in Miami-Dade County have an average Medicare Star Rating of 4.27 in 2024.* Plans rated four stars or higher are considered top-rated Medicare plans.

Premiums, deductibles and other costs may vary. The numbers reported in the table above are taken from the Centers for Medicare & Medicaid Services (CMS). A licensed insurance agent will be able to help you review and compare costs for specific plans available in Florida or wherever you may live.

* Every year, the Centers for Medicare & Medicaid Services (CMS) evaluates plans based on a 5-star rating system.

List of Medicare Advantage plans in Miami-Dade County

The following table includes cost information and other plan details for Medicare Advantage plans available in Miami-Dade in 2024.

Plan NamePlan CodeMonthly PremiumDeductibleOut of Pocket MaxPrescription Drug CoverageMedicare Star Rating
AARP Medicare Advantage from UHC FL-0026 (PPO)H2406-018-000$0$0$3400Yes4 out of 5 stars
AARP Medicare Advantage from UHC FL-0031 (Regional PPO)R0759-001-000$0$395$7900Yes3.5 out of 5 stars
AARP Medicare Advantage Patriot No Rx FL-MA01 (Regional PPO)R0759-002-000$0N/A$7500No3.5 out of 5 stars
Aetna Medicare Assure (HMO D-SNP)H1609-017-000$37.7$0$3850Yes3.5 out of 5 stars
Aetna Medicare Assure Plus (HMO D-SNP)H1609-043-000$32.5$0$3850Yes3.5 out of 5 stars
Aetna Medicare Choice (HMO-POS)H1609-028-000$0$150$5700Yes3.5 out of 5 stars
Aetna Medicare Credit (HMO)H1609-053-000$0$0$3850Yes3.5 out of 5 stars
Aetna Medicare Premier (PPO)H5521-033-000$0$300$6700Yes4 out of 5 stars
Aetna Medicare Select (HMO)H1609-016-000$0$0$2500Yes3.5 out of 5 stars
Aetna Medicare Select Plus (HMO)H1609-066-000$0$0$500Yes3.5 out of 5 stars
CareBreeze Platinum (HMO C-SNP)H1019-123-000$0$0$3400Yes4 out of 5 stars
CareComplete Platinum (HMO C-SNP)H1019-121-000$0$0$3400Yes4 out of 5 stars
CareFree (HMO)H1019-076-000$0$0$3400Yes4 out of 5 stars
CareFree Platinum (HMO)H1019-136-000$0$0$3900Yes4 out of 5 stars
CareNeeds Platinum (HMO D-SNP)H1019-145-000$0$0$3400Yes4 out of 5 stars
CareNeeds Plus (HMO D-SNP)H1019-023-000$0$0$3400Yes4 out of 5 stars
CareOne Plus (HMO)H1019-006-000$0$0$1000Yes4 out of 5 stars
Cigna Courage Medicare (HMO)H5410-058-000$0N/A$3400No4.5 out of 5 stars
Cigna Preferred Medicare (HMO)H5410-051-000$0$0$1450Yes4.5 out of 5 stars
Cigna Preferred Savings Medicare (HMO)H5410-052-000$0$0$3100Yes4.5 out of 5 stars
Cigna TotalCare (HMO D-SNP)H5410-056-000$0$0$3500Yes4.5 out of 5 stars
Cigna TotalCare Plus (HMO D-SNP)H5410-049-000$0$0$1500Yes4.5 out of 5 stars
Cigna True Choice Courage Medicare (PPO)H7787-002-000$0N/A$5700No3 out of 5 stars
Cigna True Choice Medicare (PPO)H7849-101-000$0$0$3200Yes3 out of 5 stars
Devoted CORE Miami-Dade (HMO)H1290-001-000$0$0$1500Yes5 out of 5 stars
Devoted DUAL PLUS Miami-Dade (HMO D-SNP)H1290-019-000$0$0$3400Yes5 out of 5 stars
Devoted ESSENTIALS Miami-Dade (HMO)H1290-013-000$0$150$4900Yes5 out of 5 stars
Devoted PREMIUM Florida (HMO)H1290-037-001$21.9$545$3400Yes5 out of 5 stars
Humana Fully Integrated H1036-280 (HMO D-SNP)H1036-280-000$0$0$3400Yes4.5 out of 5 stars
Humana Gold Plus - Diabetes and Heart (HMO C-SNP)H1036-121-000$0$0$1450Yes5 out of 5 stars
Humana Gold Plus H1036-054C (HMO)H1036-054-000$0$0$500Yes5 out of 5 stars
Humana Gold Plus H1036-305 (HMO)H1036-305-000$0$0$3200Yes5 out of 5 stars
Humana Gold Plus Lung (HMO C-SNP)H1036-297-000$0$0$1450Yes5 out of 5 stars
Humana Gold Plus SNP-DE H1036-077A (HMO D-SNP)H1036-077-000$0$0$3400Yes5 out of 5 stars
Humana Gold Plus SNP-DE H1036-304 (HMO D-SNP)H1036-304-000$0$0$3400Yes5 out of 5 stars
Humana USAA Honor (HMO)H1036-279-000$0N/A$3400No5 out of 5 stars
HumanaChoice Florida H5216-068 (PPO)H5216-068-000$0$150$3850Yes4.5 out of 5 stars
HumanaChoice Florida H5216-311 (PPO)H5216-311-000$0$350$4850Yes4.5 out of 5 stars
HumanaChoice Florida H7284-007 (PPO)H7284-007-000$25$150$3400Yes4 out of 5 stars
HumanaChoice Florida H7284-008 (PPO)H7284-008-000$0$150$3200Yes4 out of 5 stars
HumanaChoice Florida SNP-DE H7284-010 (PPO D-SNP)H7284-010-000$0$0$5000Yes4 out of 5 stars
HumanaChoice R5826-005 (Regional PPO)R5826-005-000$173$100$6700Yes3.5 out of 5 stars
HumanaChoice R5826-018 (Regional PPO)R5826-018-000$59N/A$7550No3.5 out of 5 stars
HumanaChoice R5826-074 (Regional PPO)R5826-074-000$31$395$7550Yes3.5 out of 5 stars
Simply Complete (HMO D-SNP)H5471-064-000$0$0$500Yes5 out of 5 stars
Simply Complete Platinum (HMO D-SNP)H5471-115-000$0$0$500Yes5 out of 5 stars
Simply Extra (HMO)H5471-103-000$0$0$3450Yes5 out of 5 stars
Simply Extra Platinum (HMO)H5471-113-000$0$0$2450Yes5 out of 5 stars
Simply Freedom (PPO)H9469-001-000$0$125$3600YesPlan too new to be measured
Simply Level (HMO C-SNP)H5471-069-000$0$0$3450Yes5 out of 5 stars
Simply Level Platinum (HMO C-SNP)H5471-116-000$0$0$2450Yes5 out of 5 stars
Simply More (HMO)H5471-065-000$0$0$3450Yes5 out of 5 stars
Simply More Platinum (HMO)H5471-114-000$0$0$1900Yes5 out of 5 stars
UHC Care Advantage FL-E001 (PPO I-SNP)H0710-012-000$37.7$0$1500Yes5 out of 5 stars
UHC Dual Complete FL-D003 (PPO D-SNP)H1889-002-002$0$0$8850Yes4.5 out of 5 stars
UHC Dual Complete FL-Y001 (HMO-POS D-SNP)H2509-001-000$0$0$8850YesPlan too new to be measured
UHC MedicareMax Complete Care FL-0030 (HMO C-SNP)H5420-014-000$0$0$3400Yes4.5 out of 5 stars
UHC MedicareMax Medicare Advantage FL-0028 (HMO)H5420-001-000$0$0$3400Yes5 out of 5 stars
UHC MedicareMax Medicare Advantage FL-D004 (HMO D-SNP)H5420-006-000$0$0$8850Yes5 out of 5 stars
UHC Nursing Home Plan EX-F006 (HMO-POS I-SNP)H5322-003-000$25$545$1000Yes4 out of 5 stars
UHC Nursing Home Plan FL-F001 (PPO I-SNP)H0710-010-000$32.4$545$1000Yes5 out of 5 stars
UHC Preferred Complete Care FL-0003 (HMO C-SNP)H1045-018-000$0$0$2900Yes3.5 out of 5 stars
UHC Preferred Dual Complete FL-D001 (HMO D-SNP)H1045-012-000$0$0$8850Yes4.5 out of 5 stars
UHC Preferred Medicare Advantage FL-0001 (HMO)H1045-001-000$0$0$2900Yes4.5 out of 5 stars
Wellcare All Dual (HMO D-SNP)H1032-170-000$33.4$0$8300Yes3.5 out of 5 stars
Wellcare Dual Access Open (PPO D-SNP)H5199-016-000$0$0$8850Yes3 out of 5 stars
Wellcare Dual Liberty (HMO D-SNP)H1032-176-000$0$0$8850Yes3.5 out of 5 stars
Wellcare Dual Reserve (HMO D-SNP)H1032-206-000$0$0$500Yes3.5 out of 5 stars
Wellcare No Premium (HMO)H1032-237-000$0$0$2000Yes3.5 out of 5 stars

Fall Medicare open enrollment in Miami


The 2023 Medicare open enrollment period lasts from October 15 until December 7, and for many Medicare beneficiaries in Miami, this is the only time of year to make changes to their 2024 Medicare coverage.

Call to speak with a licensed insurance agent to find out if you're eligible to enroll in 2024 Medicare Advantage plans in Miami.​

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