Medicare Advantage Plans in San Jose, CA

Looking for Medicare Advantage Plans in Santa Clara County? Enter your ZIP below to compare affordable or $0 premium plans in your area.

California state

There are 30 Medicare Advantage (Medicare Part C) plans available in Santa Clara County in 2022.1

Learn more about Medicare Advantage in California, and call to speak with a licensed insurance agent who can help you compare 2022 Medicare plans available where you live. 

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2022 Medicare Advantage plans in Santa Clara County and San Jose

Number of unique plans 30
Average monthly premium $43.90
Average drug deductible $424.50
Average (in-network) out-of-pocket maximum $4,539.87
Percentage of plans rated four stars or higher 63.3%

In 2022, the average premium for a Medicare Advantage plan in Santa Clara County is $43.90 per month, though you may be able to find plans where you live that feature $0 premiums.

Over 63% of the 2022 Medicare Advantage plans offered in Santa Clara in 2022 are rated four stars or higher based on Medicare Star Ratings, which speaks to the quality of selection available in Santa Clara County.2 Plans rated four stars or higher are considered top-rated Medicare plans.

Premiums, deductibles and other costs may vary. The numbers reported in the table above are taken from the Centers for Medicare and Medicaid Services (CMS). A licensed insurance agent will be able to help you review and compare costs for specific plans available in Santa Clara County or wherever you may live.

List of Medicare Advantage plans in San Jose and Santa Clara County

Medicare Advantage plans can come in several different forms.

Most Medicare Advantage enrollees in Santa Clara County – and in the state of California, for that matter – are enrolled in an HMO plan in 2022.

HMO (Health Maintenance Organization) plans utilize a network of participating doctors and other health care providers. Care is typically not covered by the plan when received outside of the network. 

How to Sign up for a Medicare Advantage Plan in Santa Clara County

There are different Medicare enrollment periods in the year during which you may able to sign up for a Medicare Advantage plan in Santa Clara County, depending on your eligibility. 

Medicare IEP graphic

Initial Enrollment Period (IEP)

When you first become eligible for Medicare, you will typically be granted an Initial Enrollment Period (IEP). This period begins three months before you turn 65 years old, includes the month of your birthday and continues for an additional three months. 

Medicare open enrollment graphic

Annual Enrollment Period (AEP)

The Annual Enrollment Period (AEP, also called the Medicare Open Enrollment Period for Medicare Advantage plans) takes place from October 15 to December 7 each year. This period is open to all eligible Medicare beneficiaries who wish to add, drop or change Medicare plans.  

Special Enrollment Period

If you experience a qualifying circumstance, you may be granted a Special Enrollment Period (SEP) at any time throughout the year to allow you to enroll in a Medicare Advantage plan.

Such circumstances may include situations like moving outside of your plan’s service area or losing your Medicare Advantage plan coverage through no fault of your own. A licensed insurance agent can help you determine if you are eligible for a Special Enrollment Period and what actions you may be able to take during that time. 

Find a Medicare Advantage plan where you live

Medicare Advantage plans can come in a variety of types and can include different benefits, networks, costs and more.

Connect with a licensed insurance agent today for help determining your eligibility and finding the best Medicare Advantage plan for you in Santa Clara County. 

Find $0 premium Medicare Advantage plans in San Jose and Santa Clara County

Compare Plans

Or call TTY Users: 711 to speak with a licensed insurance agent. We accept calls 24/7!

 

1 MedicareAdvantage.com's The Best States for Medicare report.

2 Every year, Medicare evaluates plans based on a 5-star rating system.