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Medicare Advantage Plans in San Joaquin County, CA
Looking for Medicare Advantage plans in San Joaquin County? Enter your ZIP below to compare affordable monthly premium plans in your area.
San Joaquin County, CA, is home to 22 Medicare Advantage (Medicare Part C) plans in 2025.
Learn more about Medicare Advantage in California or call to speak with a licensed insurance agent who can help you compare San Joaquin County Medicare Advantage plans and – if you're eligible – help you enroll.
We offer plans from Humana, UnitedHealthcare®, Anthem Blue Cross and Blue Shield*, Aetna, Cigna Healthcare, Wellcare, or Kaiser Permanente.
Enrollment may be limited to certain times of the year. See why you may be able to enroll.
2025 Stockton Medicare Advantage Plans
Medicare beneficiaries in Stockton and all across San Joaquin County have access to Medicare Advantage plans that can come in several different forms. The two most popular types are HMO and PPO plans.
With an HMO (Health Maintenance Organization) plan, you choose from a network of participating doctors and other health care providers around the Stockton area for your care. Care is typically not covered by the plan when received outside of the network, except in the case of emergencies and certain health procedures.
PPO (Preferred Provider Organization) plans offer some more flexibility when choosing a doctor. PPO plans in Stockton – and all across the country for that matter – allow for some coverage outside of the plan’s intended network, though you may pay higher out-of-pocket costs for care outside your plan network.
Learn more and review the list of 2025 Stockton Medicare Advantage plans below.
2025 Medicare Advantage plans in San Joaquin County
| 2025 Medicare Advantage Plans in San Joaquin | |
|---|---|
| Number of unique plans | 22 |
| Average monthly premium | $13.17 |
| Average (in-network) out-of-pocket maximum | $5,052.14 |
| Average Medicare Star Rating* | 3.14 |
While the number of unique plans in any county can change slightly every year, the table above presents a good idea of what you can expect to see in 2025.
The average monthly premium for Medicare Advantage plans in San Joaquin is $13.17 per month in 2025, though there may be plans available where you live that feature different premiums.
Medicare Advantage plans in San Joaquin County have an average Medicare Star Rating of 3.14 in 2025.* Plans rated four stars or higher are considered top-rated Medicare plans.
Premiums, deductibles and other costs may vary. The numbers reported in the table above are taken from the Centers for Medicare & Medicaid Services (CMS). A licensed insurance agent will be able to help you review and compare costs for specific plans available in California or wherever you may live.
* Every year, the Centers for Medicare & Medicaid Services (CMS) evaluates plans based on a 5-star rating system.
List of Medicare Advantage plans in San Joaquin County
The following table includes cost information and other plan details for Medicare Advantage plans available in San Joaquin in 2025.
| Plan Name | Plan Code | Monthly Premium | Deductible | Out of Pocket Max | Prescription Drug Coverage | Medicare Star Rating |
|---|---|---|---|---|---|---|
| AARP Medicare Advantage from UHC CA-011P (HMO-POS) | H0543-196-000 | $0.00 | $340.00 | $4,100.00 | Yes | 3.5 out of 5 stars |
| AARP Medicare Advantage from UHC CA-034P (HMO-POS) | H0543-234-000 | $24.00 | $340.00 | $3,900.00 | Yes | 3.5 out of 5 stars |
| Aetna Medicare Core (PPO) | H5521-425-000 | $0.00 | $590.00 | $5,900.00 | Yes | 4.5 out of 5 stars |
| Aetna Medicare Core II (PPO) | H5521-581-000 | $46.00 | $590.00 | $4,900.00 | Yes | 4.5 out of 5 stars |
| Aetna Medicare Eagle Plus (PPO) | H5521-369-000 | $0.00 | N/A | $6,750.00 | No | 4.5 out of 5 stars |
| Anthem Kidney Care (PPO C-SNP) | H8552-028-000 | $0.00 | $130.00 | $8,300.00 | Yes | 3 out of 5 stars |
| Anthem Medicare Advantage (HMO-POS) | H0544-095-000 | $0.00 | $0.00 | $3,450.00 | Yes | 3 out of 5 stars |
| Anthem Prime (HMO-POS) | H4161-005-000 | $0.00 | $0.00 | $1,200.00 | Yes | 3 out of 5 stars |
| Central Health Classic Care Plan II (HMO) | H5649-028-000 | $0.00 | $100.00 | $2,499.00 | Yes | 2.5 out of 5 stars |
| Central Health Focus Plan (HMO C-SNP) | H5649-006-000 | $0.00 | $0.00 | $1,800.00 | Yes | 2.5 out of 5 stars |
| Central Health Premier Plan I (HMO) | H5649-023-000 | $0.00 | $100.00 | $2,999.00 | Yes | 2.5 out of 5 stars |
| Central Health Valor Care Plan (HMO) | H5649-030-000 | $0.00 | N/A | $4,999.00 | No | 2.5 out of 5 stars |
| Humana Community (HMO) | H5619-159-000 | $0.00 | $0.00 | $2,500.00 | Yes | 3.5 out of 5 stars |
| Humana Gold Plus H5619-026 (HMO) | H5619-026-000 | $99.00 | $590.00 | $6,350.00 | Yes | 3.5 out of 5 stars |
| Humana USAA Honor Giveback (PPO) | H5525-079-000 | $0.00 | N/A | $6,500.00 | No | 3.5 out of 5 stars |
| HumanaChoice H5525-080 (PPO) | H5525-080-000 | $31.00 | $0.00 | $5,900.00 | Yes | 3.5 out of 5 stars |
| Kaiser Permanente Dual Complete North P4 (HMO D-SNP) | H8794-004-000 | $0.00 | $590.00 | $9,350.00 | Yes | Plan too new to be measured |
| Kaiser Permanente Senior Advantage Basic SnJoaq (HMO) | H0524-043-000 | $0.00 | $0.00 | $4,400.00 | Yes | 4.5 out of 5 stars |
| Kaiser Permanente Senior Advantage Enhanced SnJoaq (HMO) | H0524-042-000 | $60.00 | $0.00 | $2,500.00 | Yes | 4.5 out of 5 stars |
| UHC Complete Care Support CA-8AP (HMO C-SNP) | H0543-249-000 | $29.70 | $590.00 | $9,350.00 | Yes | 3.5 out of 5 stars |
| Wellcare Dual Liberty (HMO D-SNP) | H3561-001-000 | $0.00 | $0.00 | $9,350.00 | Yes | Plan too new to be measured |
| Wellcare Simple (HMO) | H5087-024-000 | $0.00 | $420.00 | $4,150.00 | Yes | 3 out of 5 stars |
List of prescription drug plans in San Joaquin County
The following table includes cost information and other plan details for prescription drug plans available in San Joaquin in 2025.
| Plan Name | Plan Code | Monthly Premium | Deductible | Preferred Pharmacies | Accepts Mail Order | Medicare Star Rating |
|---|---|---|---|---|---|---|
| AARP Medicare Rx Preferred from UHC (PDP) | S5921-413-000 | $115.40 | $0.00 | Yes | Yes | 2.5 out of 5 stars |
| AARP Medicare Rx Saver from UHC (PDP) | S5921-376-000 | $124.80 | $590.00 | Yes | Yes | 2.5 out of 5 stars |
| Anthem Blue Cross MediBlue Rx Plus (PDP) | S5596-088-000 | $164.90 | $120.00 | Yes | Yes | 3.5 out of 5 stars |
| Anthem Blue Cross MediBlue Rx Standard (PDP) | S5596-087-000 | $135.60 | $590.00 | Yes | Yes | 3.5 out of 5 stars |
| Cigna Healthcare Assurance Rx (PDP) | S5617-158-000 | $1.80 | $590.00 | Yes | Yes | 2.5 out of 5 stars |
| Cigna Healthcare Extra Rx (PDP) | S5617-277-000 | $140.90 | $175.00 | Yes | Yes | 2.5 out of 5 stars |
| Cigna Healthcare Saver Rx (PDP) | S5617-382-000 | $20.60 | $590.00 | Yes | Yes | 2.5 out of 5 stars |
| Humana Basic Rx Plan (PDP) | S5884-114-000 | $110.20 | $590.00 | Yes | Yes | Plan too new to be measured |
| Humana Premier Rx Plan (PDP) | S5884-178-000 | $164.20 | $0.00 | Yes | Yes | 3.5 out of 5 stars |
| Humana Value Rx Plan (PDP) | S5884-211-000 | $94.00 | $573.00 | Yes | Yes | 3.5 out of 5 stars |
| SilverScript Choice (PDP) | S5601-064-000 | $53.60 | $590.00 | No | Yes | 2.5 out of 5 stars |
Fall Medicare open enrollment in Stockton
Depending on your circumstances, fall Medicare open enrollment may the only time of year you can make changes to your 2025 Medicare coverage.
The 2024 Medicare open enrollment period lasts from October 15 to December 7, so be sure to get help comparing your coverage options for 2025.
Call to speak with a licensed insurance agent to find out if you're eligible to enroll in 2025 Medicare Advantage plans in Stockton and San Joaquin County.