Medicare Advantage Plans in Oakland, CA

Looking for Medicare Advantage Plans in Alameda County? Enter your ZIP below to compare affordable or $0 premium plans in your area.

California state

Of the nearly 1.6 million residents who make Alameda County, CA, their home, more than 105,000 people belonged to a Medicare Advantage (Medicare Part C) plan in 2019.1

This number equals 41% of all Medicare beneficiaries within the county.

Learn more about Medicare Advantage in California.

2020 Medicare Advantage plans in Alameda County and Oakland

Number of unique plans 8
Weighted average premium $94
Average annual deductible $48.68
Average (in-network) out-of-pocket maximum $6,398
Number of $0 premium plans 0
Number of plans rated four stars or higher 6

Alameda County residents enjoyed a selection of eight different Medicare Advantage plans in 2019, six of which were rated four stars or higher based on Medicare Star Ratings.2 Plans rated four stars or higher are considered top-rated Medicare plans.

And when it came to affordability, the weighted average deductible for all Medicare Advantage plans in the county was less than $49 per year. There weren't any available Alameda County plans that featured $0 premiums in 2019.

Premiums, deductibles and other costs may vary. The numbers reported in the table above are taken from the Centers for Medicare and Medicaid Services (CMS). A licensed insurance agent will be able to help you review and compare costs for specific plans available in Alameda County or wherever you may live.

List of Medicare Advantage plans in Oakland and Alameda County

Medicare Advantage plans can come in several different forms.

All Medicare Advantage enrollees in Alameda County – and in the state of California, for that matter – belonged to an HMO plan in 2019.

HMO (Health Maintenance Organization) plans utilize a network of participating doctors and other health care providers. Care is typically not covered by the plan when received outside of the network. 

In the state of California, the breakdown of plan types in 2019 was as follows:

Plan type Percentage of California enrollees (2019)
HMO 100%

How to Sign up for a Medicare Advantage Plan in Alameda County

There are different Medicare enrollment periods in the year during which you may able to sign up for a Medicare Advantage plan in Alameda County, depending on your eligibility. 

Medicare IEP graphic

Initial Enrollment Period (IEP)

When you first become eligible for Medicare, you will typically be granted an Initial Enrollment Period (IEP). This period begins three months before you turn 65 years old, includes the month of your birthday and continues for an additional three months. 

Medicare AEP graphic

Annual Enrollment Period (AEP)

The Annual Enrollment Period (AEP, also called the Medicare Open Enrollment Period for Medicare Advantage plans) takes place from October 15 to December 7 each year. This period is open to all eligible Medicare beneficiaries who wish to add, drop or change Medicare plans.  

Special Enrollment Period

If you experience a qualifying circumstance, you may be granted a Special Enrollment Period (SEP) at any time throughout the year to allow you to enroll in a Medicare Advantage plan.

Such circumstances may include situations like moving outside of your plan’s service area or losing your Medicare Advantage plan coverage through no fault of your own. A licensed insurance agent can help you determine if you are eligible for a Special Enrollment Period and what actions you may be able to take during that time. 

Find a Medicare Advantage plan where you live

Medicare Advantage plans can come in a variety of types and can include different benefits, networks, costs and more.

Connect with a licensed insurance agent today for help determining your eligibility and finding the best Medicare Advantage plan for you in Alameda County. 

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1's internal analysis of CMS Medicare Advantage landscape source files, accessed May 2019. Data retrieved from

2 Every year, Medicare evaluates plans based on a 5-star rating system.