If you’ve ever heard of Medicare, you might be wondering how old you have to be to sign up. Medicare is usually for people 65 years old and older.
However, you might qualify for Medicare if you are younger and have certain disabilities or End-Stage Renal Disease.
Join our email series to receive your free Medicare guide and the latest information about Medicare and Medicare Advantage.
By clicking "Sign me up!” you are agreeing to receive emails from MedicareAdvantage.com.
Speak with a licensed insurance agent
Of course, being 65 years old or having a disability isn’t the only requirement you’ll need to meet to receive Medicare benefits. If you are 65 years old (or turning 65 in the next three months), you must also:
If you are not 65 years old, you must:
If you’re already receiving Social Security or Railroad Retirement Board benefits, you may be automatically enrolled in Medicare. If you are automatically enrolled, you will receive your red, white and blue Medicare card in the mail three months before your 65th birthday.
If you’re disabled, you’ll be automatically enrolled in time for your 25th month of disability. If you have ALS, your Medicare coverage begins the same month as your disability benefits.
If you have ESRD, you’ll need to manually enroll.
If you are not automatically enrolled, you will need to sign up for Original Medicare (Part A and Part B), as well as decide if you will be enrolling in Part C (Medicare Advantage) or a Part D Prescription Drug Plan.
Learn more about Medicare Advantage plans in your area and find a plan that fits your coverage needs and your budget.
Find Medicare Advantage plans in your areaCompare Plans
Or call TTY Users: 711 to speak with a licensed insurance agent. We accept calls 24/7!
Christian Worstell is a licensed insurance agent and a Senior Staff Writer for MedicareAdvantage.com. He is passionate about helping people navigate the complexities of Medicare and understand their coverage options.
His work has been featured in outlets such as Vox, MSN, and The Washington Post, and he is a frequent contributor to health care and finance blogs.
Christian is a graduate of Shippensburg University with a bachelor’s degree in journalism. He currently lives in Raleigh, NC.
Where you've seen coverage of Christian's research and reports: