If you’ve ever heard of Medicare, you might be wondering how old you have to be to sign up. Medicare is usually for people 65 years old and older.
However, you might qualify for Medicare if you are younger and have certain disabilities or End-Stage Renal Disease.
Of course, being 65 years old or having a disability isn’t the only requirement you’ll need to meet to receive Medicare benefits. If you are 65 years old (or turning 65 in the next three months), you must also:
If you are not 65 years old, you must:
If you’re already receiving Social Security or Railroad Retirement Board benefits, you may be automatically enrolled in Medicare. If you are automatically enrolled, you will receive your red, white and blue Medicare card in the mail three months before your 65th birthday.
If you’re disabled, you’ll be automatically enrolled in time for your 25th month of disability. If you have ALS, your Medicare coverage begins the same month as your disability benefits.
If you have ESRD, you’ll need to manually enroll.
If you are not automatically enrolled, you will need to sign up for Original Medicare (Part A and Part B), as well as decide if you will be enrolling in Part C (Medicare Advantage) or a Part D Prescription Drug Plan.
Learn more about Medicare Advantage plans in your area and find a plan that fits your coverage needs and your budget.
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