Medicare does cover some macular degeneration tests and treatments, including treatment with certain specific injected drugs.
As many as 11 million Americans have some form of age-related macular degeneration (AMD), and the condition is the leading cause of vision loss in people age 60 and over.1 Learn more about your Medicare coverage options for macular degeneration.
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Medicare Part B (medical insurance) may cover your preventive or diagnostic eye exam for macular degeneration. In order for Medicare to cover your exam, your doctor must determine that your vision test is medically necessary to diagnose or treat AMD.
After you meet your Part B deductible ($233 per year in 2022), you will typically pay a Part B copayment for your exam. The Part B copay is 20 percent of the Medicare-approved amount for your doctor’s services.
Macular degeneration is most often treated with drugs that are injected into the blood or the eye itself.
Medicare Part B may help cover injectable treatments for beneficiaries who have AMD. These treatment options can include:
If your treatment is offered in an outpatient setting, you will typically pay the Part B copayment of 20 percent of the Medicare-approved amount for the treatment drug, after meeting your Part B deductible.
Medicare Advantage plans (Medicare Part C) provide the same benefits as Original Medicare (Part A and Part B), and most plans also offer additional benefits not covered by Original Medicare.
With a Medicare Advantage plan, your vision tests and treatment for macular degeneration will be covered the same way that they would be covered by Original Medicare. Plus, many plans will help cover the cost of routine eye exams, eyeglasses and contact lenses as well, which are not covered by Original Medicare.
Learn more about how a Medicare Advantage plan could help you save money on your health care costs. Plans that offer $0 premiums and $0 deductibles may be available where you live, though they may not be offered in all locations.
To compare your plan options, call to speak with a licensed insurance agent today.
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Christian Worstell is a senior Medicare and health insurance writer with MedicareAdvantage.com. He is also a licensed health insurance agent. Christian is well-known in the insurance industry for the thousands of educational articles he’s written, helping Americans better understand their health insurance and Medicare coverage.
Christian’s work as a Medicare expert has appeared in several top-tier and trade news outlets including Forbes, MarketWatch, WebMD and Yahoo! Finance.
Christian has written hundreds of articles for MedicareAvantage.com that teach Medicare beneficiaries the best practices for navigating Medicare. His articles are read by thousands of older Americans each month. By better understanding their health care coverage, readers may hopefully learn how to limit their out-of-pocket Medicare spending and access quality medical care.
Christian’s passion for his role stems from his desire to make a difference in the senior community. He strongly believes that the more beneficiaries know about their Medicare coverage, the better their overall health and wellness is as a result.
A current resident of Raleigh, Christian is a graduate of Shippensburg University with a bachelor’s degree in journalism.
If you’re a member of the media looking to connect with Christian, please don’t hesitate to email our public relations team at Mike@tzhealthmedia.com.