Medicare does cover liver transplants and other organ transplants that are considered medically necessary. The surgery itself is covered by Medicare Part A (hospital insurance), and doctors services related to your transplant are covered by Medicare Part B (medical insurance).
Medicare Advantage (Medicare Part C) plans also cover liver transplants when they are medically necessary. Medicare Advantage plans also include an annual out-of-pocket spending limit, which Original Medicare (Part A and Part B) does not cover.
This spending limit could save you from potentially paying thousands of dollars in out-of-pocket Medicare costs.
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Speak with a licensed insurance agent
Medicare Advantage plans provide the same hospital and medical benefits as Original Medicare. Most Medicare Advantage plans also offer additional benefits that Original Medicare doesn’t cover.
These extra benefits can include, but aren’t limited to:
Some Medicare Advantage plans have monthly premiums as low as $0.
You must get your organ transplant in a Medicare-certified facility for it to be covered by Medicare.
In addition to the charges above, you may have to pay various transplant facility charges. Medicare covers all Medicare-certified lab tests.
If you’re eligible for Original Medicare, you are likely eligible for a Medicare Advantage plan. Our licensed agents can help you find Medicare Advantage plans in your area and get you enrolled in one that works for your health needs.
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Christian Worstell is a licensed insurance agent and a Senior Staff Writer for MedicareAdvantage.com. He is passionate about helping people navigate the complexities of Medicare and understand their coverage options.
His work has been featured in outlets such as Vox, MSN, and The Washington Post, and he is a frequent contributor to health care and finance blogs.
Christian is a graduate of Shippensburg University with a bachelor’s degree in journalism. He currently lives in Raleigh, NC.
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