UnitedHealthcare Medicare Plan Options

UnitedHealthcare offers a few different types of Medicare plan options. These include Medicare Advantage plans (Medicare Part C), Medicare Prescription Drug plans (Medicare Part D), Medicare Supplement Insurance (Medigap) and Medicare Special Needs Plans.

Learn more about each type of Medicare coverage and find a UnitedHealthcare Medicare plan that’s right for you.

Medicare Plan Options

Medicare Part A and Part B (also called Original Medicare) are provided by the federal government. Some private insurance companies – like UnitedHealthcare – offer additional Medicare coverage options that can offer beneficiaries a range of benefits that may not be covered by original Medicare.

With each of these types of Medicare coverage, plan availability and costs may vary based on where you live. Speak with a licensed insurance agent who can help you compare plans that are available in your area.

UnitedHealthcare Medicare Advantage Plans (Part C)

UnitedHealthcare offers several different types of Medicare Advantage plans. These can include, but are not limited to:

  • AARP MedicareComplete (HMO)
  • AARP MedicareComplete Access (HMO)
  • AARP MedicareComplete Choice (PPO)
  • AARP MedicareComplete Focus (HMO)
  • AARP MedicareComplete Focus (PPO)
  • AARP MedicareComplete SecureHorizons (HMO)
  • AARP MedicareComplete Value (HMO)

Not all plans are available in all areas, and you can reach out to a licensed insurance agent to find out more about the plans available where you live by calling TTY Users: 711 24 hours a day, 7 days a week.

In 2017, 24 percent of all Medicare Advantage plan beneficiaries in the U.S. were enrolled in a Medicare Advantage plan from UnitedHealthcare.1

UnitedHealthcare Medicare Advantage plans combine the benefits offered by Original Medicare into one plan.

Many Medicare Advantage plans also offer additional benefits that may include coverage for prescription drugs, vision and dental care not covered by Original Medicare.

If you enroll in a UnitedHealthcare Medicare Advantage plan, you can receive a wide range of preventive services for a $0 copay when you visit your primary care provider.

Some of these covered preventive services include:

  • Alcohol misuse screening and counseling
  • Bone mass measurement (for those at high risk)
  • Mammograms
  • Cardiovascular screening
  • Hepatitis B immunization and Hepatitis C screening
  • Colorectal cancer screening
  • Diabetes screening
  • Pneumococcal shot
  • Prostate-specific antigen (POSA) test
  • Counseling to stop smoking
  • Flu shots

These are just a few of the preventive services covered by your UnitedHealthcare Medicare Advantage plan. Plan programs and service availability can vary by plan and service area.

All UnitedHealthcare Medicare Advantage plans feature an annual maximum on your out-of-pocket costs for covered medical care and services.

UnitedHealthcare Medicare Prescription Drug Plans (Part D)

UnitedHealthcare offers several different Medicare Part D plan options, which include, but are not limited to:

  • 2018 AARP MedicareRX Walgreens (PDP)
  • 2018 AARP MedicareRx Preferred (PDP)
  • 2018 AARP MedicareRX Saver Plus (PDP)

UnitedHealthcare Medicare Part D plans provide coverage for some of your prescription medication costs. Enrolling in a Part D plan can help you save money on your out-of-pocket costs for filling prescriptions.

Every Medicare Part D plan offers slightly different coverage, including the list of drugs covered by the plan (also called a plan formulary) and their associated costs.

You could potentially save even more money with a UnitedHealthcare Medicare Part D plan if you use OptumRx® for home delivery of your prescriptions.2

With OptumRx®, you have access to pharmacists who are available by phone to answer your questions at any time, day or night. There is also no charge for standard delivery of prescriptions to any address in the U.S., including U.S. territories.

UnitedHealthcare Medicare Supplement Insurance (Medigap)

Medicare Supplement Insurance plans provide coverage for some of the out-of-pocket expenses associated with Original Medicare, such as Medicare deductibles, coinsurance, copayments and other out-of-pocket expenses.

Medicare Supplement Insurance plans are accepted by any doctor in the United States that accepts Medicare patients.

UnitedHealthcare Special Needs Plans (SNP)

A type of Medicare Advantage plan, Special Needs Plans are designed to help meet the specific needs of people who have a particular health condition or unique financial needs. An SNP can help provide a way to get customized care for maximum savings.

UnitedHealthcare offers four different types of Medicare SNP plans:

  • Dual Eligible Plans
  • Institutional Plans
  • Institutional-Equivalent Plans
  • Chronic Condition Plans

Find the Right UnitedHealthcare Medicare Plan For You

Learn more about UnitedHealthcare Medicare coverage options and find plans that may be available in your area. Call TTY Users: 711 24 hours a day, 7 days a week to speak with a licensed insurance agent and to find a Medicare plan from UnitedHealthcare that may be right for you.

More UnitedHealthcare Articles

1 Jacobson, Gretchen; Damico, Anthony; Neuman, Tricia; Gold, Marsha. Medicare Advantage 2017 Spotlight: Enrollment Market Update. (Jun. 06, 2017). Kaiser Family Foundation. Retrieved from https://www.kff.org/medicare/issue-brief/medicare-advantage-2017-spotlight-enrollment-market-update.

2 OptumRx home delivery is not available for the AARP MedicareRx Preferred (PDP) plan in the following territories: Guam, American Samoa, U.S. Virgin Islands or Northern Mariana Islands. Copays apply after deductible.

OptumRx is an affiliate of UnitedHealthcare Insurance Company. You are not required to use OptumRx® to obtain a 90-day supply of your maintenance medication. If you have not used OptumRx home delivery, you must approve the first prescription order sent directly from your doctor to OptumRx before it can be filled. New prescriptions from OptumRx should arrive within ten business days from the date the completed order is received, and refill orders should arrive in about seven business days. Contact OptumRx anytime at 1-877-266-4832 (TTY 711). $0 copay may be restricted to particular tiers, preferred medications, or mail order prescriptions during the initial coverage phase and may not apply during the coverage gap or catastrophic stage.

Copyright © 2019 TZ Insurance Solutions LLC. All rights reserved.

The purpose of this communication is the solicitation of insurance. Contact will be made by an insurance agent/producer or insurance company.

A Private Fee- for-Service plan is not Medicare supplement insurance. Providers who do not contract with our plan are not required to see you except in an emergency.

Plans are insured or covered by a Medicare Advantage organization with a Medicare contract and/or a Medicare-approved Part D sponsor. Enrollment in the plan depends on the plan’s contract renewal with Medicare.

Out-of-network/non-contracted providers are under no obligation to treat UnitedHealthcare members, except in emergency situations. For a decision about whether we will cover an out-of-network service, we encourage you or your provider to ask us for a pre-service organization determination before you receive the service. Please call our customer service number or see your Evidence of Coverage for more information, including the cost sharing that applies to out-of-network services.

You must continue to pay your Medicare Part B premium.

This information is not a complete description of benefits. Contact the plan for more information. Limitations, copayments and restrictions may apply. Benefits, premium and/or copayments/coinsurance may change on January 1 of each year.

MedicareAdvantage.com is a website owned and operated by TZ Insurance Solutions LLC. TZ Insurance Solutions LLC is a licensed and certified representative of A Medicare Advantage HMO, PPO and PFFS organization and a stand-alone prescription drug plan with a Medicare contract. Enrollment in any plan depends on contract renewal.

TZ Insurance Solutions LLC and the licensed sales agents that may call you are not connected with or endorsed by the U.S. Government or the federal Medicare program. This website does not contain a complete listing of plans available in your service area. For a complete listing please contact 1-800-MEDICARE (TTY users should call (877) 486-2048), 24 hours a day / 7 days a week or consult www.medicare.gov.

Not all plans or products are available in all markets. Additional plans may be available in your service area.

Last Updated: 09/11/2018

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