What if you could get additional benefits alongside your Medicare coverage and lead a healthier life?
Some Medicare Advantage plans make it possible by adding certain wellness programs at no additional cost.
One type of plan that may offer wellness programs is a Medicare Special Needs Plan (SNP).
Medicare SNPs are a type of Medicare Advantage plan that are tailored to serve a specific group of people and their needs.
SNPs offer the same benefits as Medicare Part A and Part B and always include prescription drug coverage.
Certain SNP plans may also include other benefits that could help improve your healthcare, such as wellness programs, dental, vision and hearing coverage, care coordinators and specialized drug lists.
Affordable and $0 premium SNP plans may be available in your area. However, SNPs are not as widely available as regular Medicare Advantage plans. Not all plans provide the same benefits, and a particular plan that fits your needs may not be available where you live.
Each SNP plan will have different rules and restrictions. SNP plans typically only allow people with a specific medical condition, care need or financial situation to enroll.
You may qualify for a specific plan if you meet the following 3 requirements:
One type of SNP is a dual eligible plan. You may qualify for this plan if you are enrolled in both Medicare and Medicaid.
A dual eligible plan works alongside your state-provided Medicaid coverage and offers additional benefits and services.
In 2017, 12 million people qualified for a dual eligible plan.1
You should contact the insurance provider to learn more about the plan’s eligibility rules to see if you qualify.
Wellness programs are a group of benefits, programs and incentives that can help you live a healthier life.
A popular wellness programs for Medicare beneficiaries is SilverSneakers. SilverSneakers is a fitness program specifically for people over the age of 65.
Medicare SNP plans can offer a mixture of benefits that may include some of the following:
Each Medicare SNP plan may have a different variety of wellness programs and benefits. If you want or need a specific wellness benefit, you should ask about it before enrolling in a plan. A licensed insurance agent can help you understand your eligibility and the benefits that SNP plans in your area offer (if available).
If you are dual eligible (qualify for both Medicare and Medicaid), you may be able to access your plan’s wellness programs for no added cost.
Check your eligibility or search for SNP plans in your areaCompare Plans
Or call TTY Users: 711 24/7 to speak with a licensed insurance agent.
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1 Centers for Medicare & Medicaid Services “People Dually Eligible for Medicare and Medicaid” Fact Sheet, March 2019. www.cms.gov/Medicare-Medicaid-Coordination/Medicare-and-Medicaid-Coordination/Medicare-Medicaid-Coordination-Office/Downloads/MMCO_Factsheet.pdf.
MedicareAdvantage.com is a website owned and operated by TZ Insurance Solutions LLC. TZ Insurance Solutions LLC and TruBridge, Inc. represent Medicare Advantage Organizations and Prescription Drug Plans having Medicare contracts; enrollment in any plan depends upon contract renewal.
Plan availability varies by region and state. For a complete list of available plans, please contact 1-800-MEDICARE (TTY users should call 1-877-486-2048), 24 hours a day/7 days a week or consult www.medicare.gov.
This information is not a complete description of benefits. Contact the plan for more information.
Medicare has neither reviewed nor endorsed this information.