Humana Medicare Advantage plans provide the same coverage as Original Medicare (Medicare Part A and Part B) and some plans may include additional benefits such as coverage for prescription drugs, dental and vision.
Certain Humana Medicare Advantage plans also offer other benefits such as fitness programs, access to mail-order pharmacy services, caregiver support and a 24/7 nursing advice line.
About 3.3 million people are enrolled in a Humana Medicare Advantage plan.1
This article will detail some Humana Medicare Advantage plan options and what factors impact monthly costs.
Humana offers three Medicare Advantage plan types:2
Your plan options may vary depending on your location.
This plan offers affordable copayments, has no annual deductible and has lower out-of-pocket costs. The Humana Gold Plus® HMO plan requires you to use in-network doctors.3
This plan offers affordable copayments, has an annual deductible and has mid-range out-of-pocket costs. If you are enrolled in this plan, you can visit any Medicare-approved doctor who accepts Humana’s plan terms and agrees to bill the plan.4
This plan offers affordable copayments, has an annual deductible and has mid-range out-of-pocket costs. If you are enrolled in this plan, you can visit almost any Medicare-approved doctor who accepts Humana’s plan terms and agrees to bill the plan.5
Also, you may qualify for a Humana Medicare Advantage Special Needs Plan if you have a qualifying medical condition, are eligible for both Medicare and Medicaid and/or if you live in a long-term care facility.
If you are enrolled in a Humana Medicare Advantage plan, your monthly costs will vary depending on the plan you are enrolled in, which medical facility you visit and what medical services you need.
Each Humana Medicare Advantage plan may have a different monthly premium. Your premium will depend on which plan you choose.
Keep in mind that Humana offers affordable plans that may fit your coverage needs and budget. You may be able to enroll in a plan with a $0 monthly premium.6
The medical providers and facilities you use may impact your monthly costs. Depending on the plan you choose, you may need to visit in-network providers.
For example, if you enroll in the Humana Gold Plus® HMO plan and use a doctor out of the plan’s network, your costs may be higher.
The medical services you need will impact your monthly costs.
For example, if you visit your doctor frequently and need specialty services, your costs may be higher because you need to pay the plan’s set copayments, coinsurance and/or deductibles for those services.
You can learn more about Humana Medicare Advantage plans by discussing your options with a licensed insurance agent.7 You can call at TTY Users: 711 24 hours a day, 7 days a week, or you can request a free plan quote online, with no obligation to enroll in a plan.
1Humana. 2017 Annual Report. Retrieved from https://humana.gcs-web.com/static-files/c7a3ff1d-4a42-44b1-9284-342d4997366f.
2Humana. Learn more about Humana Medicare Advantage plans. Retrieved from https://www.humana.com/medicare/products/medicare-advantage.
3Humana. Humana Gold Plus HMO. Retrieved from https://www.humana.com/medicare/products/medicare-advantage/humana-gold-plus-hmo?kc=0300014732.
4Humana. HumanaChoice PPO. Retrieved from https://www.humana.com/medicare/products/medicare-advantage/humana-choice-ppo?kc=0300014732.
5Humana. Humana Gold Choice PFFS. Retrieved from https://www.humana.com/medicare/products/medicare-advantage/humana-gold-choice?kc=0300014732.
6You must continue to pay your Medicare Part B premium.
7TZ Insurance Solutions LLC/TruBridge licensed agents who may call you are not direct employees of Humana and are not connected with or endorsed by the U.S. Government or the federal Medicare program.
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The purpose of this communication is the solicitation of insurance. Contact will be made by an insurance agent/producer or insurance company.
MedicareAdvantage.com is a website owned and operated by TZ Insurance Solutions LLC. TZ Insurance Solutions LLC is a licensed and certified representative of A Medicare Advantage HMO, PPO and PFFS organization and a stand-alone prescription drug plan with a Medicare contract. Enrollment in any plan depends on contract renewal.
TZ Insurance Solutions LLC and the licensed sales agents that may call you are not connected with or endorsed by the U.S. Government or the federal Medicare program. This website does not contain a complete listing of plans available in your service area. For a complete listing please contact 1-800-MEDICARE (TTY users should call (877) 486-2048), 24 hours a day / 7 days a week or consult www.medicare.gov.
Not all plans or products are available in all markets. Additional plans may be available in your service area.
Humana is a Medicare Advantage HMO, PPO and PFFS organization and a stand-alone prescription drug plan with a Medicare contract. Enrollment in any Humana plan depends on contract renewal.
Humana is a Coordinated Care plan with a Medicare contract. Enrollment in this Humana plan depends on contract renewal.
This information is not a complete description of benefits. Contact the plan for more information. Limitations, copayments and restrictions may apply. Benefits, premiums and/or member cost-share may change on January 1 of each year. The Formulary, pharmacy network, and/or provider network may change at any time. You will receive notice when necessary.
A Private Fee-for-Service plan is not Medicare supplement insurance. Providers who do not contract with our plan are not required to see you except in an emergency.
The plans we represent do not discriminate on the basis of race, color, national origin, age, disability, or sex. To learn more about a plan’s nondiscrimination policy, please click here.
Last Updated 5/31/2018