Humana Medicare Advantage Plans

At a glance:

  • $0 premium Medicare Advantage plans available in some areas1
  • Many plans offer prescription drug coverage and vision and dental benefits
  • Over 4 million people are enrolled in a Humana Medicare Advantage Plan2

Humana Medicare Advantage plans provide the same coverage as Original Medicare (Medicare Part A and Part B) and some plans may include additional benefits such as coverage for prescription drugs, dental and vision.

Certain Humana Medicare Advantage plans also offer other benefits such as fitness programs, access to mail-order pharmacy services, and caregiver support.

This article will detail some Humana Medicare Advantage plan options and what factors impact monthly costs.

What Are My Plan Options?

Humana offers four Medicare Advantage plan types:3

  • Humana HMO plans
  • Humana PPO plans
  • Humana PFFS plans
  • Humana Medicare Advantage Special Needs Plans (SNPs)

Your plan options may vary depending on your location.

Humana HMO plans

These plans offer affordable copayments and have lower out-of-pocket costs. Humana HMO plans require you to use in-network doctors.4

Humana PPO plans

These plans offer affordable copayments and have mid-range out-of-pocket costs. If you are enrolled in this type of plan, you can visit any Medicare-approved doctor who accepts Humana’s plan terms and agrees to bill the plan.5

Humana PFFS plans

This type of plan offers affordable copayments and has mid-range out-of-pocket costs. If you are enrolled in this type of plan, you can visit almost any Medicare-approved doctor who accepts Humana’s plan terms and agrees to bill the plan.6

Humana Special Needs plan (SNPs)

Also, you may qualify for a Humana Medicare Advantage Special Needs Plan if you have a qualifying medical condition, or are eligible for both Medicare and Medicaid. These plans are designed to meet the unique needs of those beneficiaries who qualify.

How Much Will I Pay Each Month?

If you are enrolled in a Humana Medicare Advantage plan, your monthly costs will vary depending on the plan you are enrolled in, which medical facility you visit and what medical services you need.

Plan Premiums

Each Humana Medicare Advantage plan may have a different monthly premium. Your premium will depend on which plan you choose.

Keep in mind that Humana offers affordable plans that may fit your coverage needs and budget. In some areas, you may be able to enroll in a plan with a $0 monthly premium.1

Plan Networks

The medical providers and facilities you use may impact your monthly costs. Depending on the plan you choose, you may need to visit in-network providers.

Medical Services

The medical services you need will impact your monthly costs.

For example, if you visit your doctor frequently and need specialty services, your costs may be higher because you need to pay the plan’s set copayments, coinsurance and/or deductibles for those services.

How Do I Learn More?

You can learn more about Humana Medicare Advantage plans by discussing your options with a licensed insurance agent.7 You can call at   TTY Users: 711 24 hours a day, 7 days a week, or you can request a free plan quote online, with no obligation to enroll in a plan.

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Every 5 minutes on average, we help someone enroll in a Medicare Advantage plan.8

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1-855-298-6309

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