Humana Medicare Advantage Plans

Humana Medicare Advantage plans provide the same coverage as Original Medicare (Medicare Part A and Part B) and some plans may include additional benefits such as coverage for prescription drugs, dental and vision.

Certain Humana Medicare Advantage plans also offer other benefits such as fitness programs, access to mail-order pharmacy services, caregiver support and a 24/7 nursing advice line.

About 3.3 million people are enrolled in a Humana Medicare Advantage plan.1

This article will detail some Humana Medicare Advantage plan options and what factors impact monthly costs.

What Are My Plan Options?

Humana offers three Medicare Advantage plan types:2

  1. Humana Gold Plus® HMO
  2. HumanaChoice® PPO
  3. Humana Gold Choice® PFFS

Your plan options may vary depending on your location.

Humana Gold Plus® HMO plan

This plan offers affordable copayments, has no annual deductible and has lower out-of-pocket costs. The Humana Gold Plus® HMO plan requires you to use in-network doctors.3

HumanaChoice® PPO plan

This plan offers affordable copayments, has an annual deductible and has mid-range out-of-pocket costs. If you are enrolled in this plan, you can visit any Medicare-approved doctor who accepts Humana’s plan terms and agrees to bill the plan.4

Humana Gold Choice® PFFS plan

This plan offers affordable copayments, has an annual deductible and has mid-range out-of-pocket costs. If you are enrolled in this plan, you can visit almost any Medicare-approved doctor who accepts Humana’s plan terms and agrees to bill the plan.5

Humana Special Needs plan

Also, you may qualify for a Humana Medicare Advantage Special Needs Plan if you have a qualifying medical condition, are eligible for both Medicare and Medicaid and/or if you live in a long-term care facility.

How Much Will I Pay Each Month?

If you are enrolled in a Humana Medicare Advantage plan, your monthly costs will vary depending on the plan you are enrolled in, which medical facility you visit and what medical services you need.

Plan Premiums

Each Humana Medicare Advantage plan may have a different monthly premium. Your premium will depend on which plan you choose.

Keep in mind that Humana offers affordable plans that may fit your coverage needs and budget. You may be able to enroll in a plan with a $0 monthly premium.6

Plan Networks

The medical providers and facilities you use may impact your monthly costs. Depending on the plan you choose, you may need to visit in-network providers.

For example, if you enroll in the Humana Gold Plus® HMO plan and use a doctor out of the plan’s network, your costs may be higher.

Medical Services

The medical services you need will impact your monthly costs.

For example, if you visit your doctor frequently and need specialty services, your costs may be higher because you need to pay the plan’s set copayments, coinsurance and/or deductibles for those services.

How Do I Learn More?

You can learn more about Humana Medicare Advantage plans by discussing your options with a licensed insurance agent.7 You can call at   TTY Users: 711 24 hours a day, 7 days a week, or you can request a free plan quote online, with no obligation to enroll in a plan.

 

More Humana Articles

 

1Humana. 2017 Annual Report. Retrieved from https://humana.gcs-web.com/static-files/c7a3ff1d-4a42-44b1-9284-342d4997366f.

2Humana. Learn more about Humana Medicare Advantage plans. Retrieved from https://www.humana.com/medicare/products/medicare-advantage.

3Humana. Humana Gold Plus HMO. Retrieved from https://www.humana.com/medicare/products/medicare-advantage/humana-gold-plus-hmo?kc=0300014732.

4Humana. HumanaChoice PPO. Retrieved from https://www.humana.com/medicare/products/medicare-advantage/humana-choice-ppo?kc=0300014732.

5Humana. Humana Gold Choice PFFS. Retrieved from https://www.humana.com/medicare/products/medicare-advantage/humana-gold-choice?kc=0300014732.

6You must continue to pay your Medicare Part B premium.

7TZ Insurance Solutions LLC/TruBridge licensed agents who may call you are not direct employees of Humana and are not connected with or endorsed by the U.S. Government or the federal Medicare program.

Every 5 minutes, we help someone enroll in a Medicare Advantage plan.8

Ready to find your plan?

Or call a licensed insurance agent

1-855-298-6309

TTY 711, 24/7