5 Benefits of Working With a Medicare Insurance Broker

• by Christian Worstell
• July 21, 2023
• Reviewed by John Krahnert

If you want to compare your Medicare Advantage plan options today, you can call to speak with a licensed insurance broker or insurance agent. You can also compare Medicare Advantage plans online for free, with no obligation to enroll. 

Licensed insurance agents can be useful resources

The licensed insurance agents at MedicareAdvantage.com can help you compare a number of plans that may be available where you live. Insurance brokers can help you find a Medicare Advantage plan to fit your individual needs.

There are several reasons why it can be beneficial to shop for Medicare insurance with the help of a broker.

1. One-stop shopping
   If you shop for Medicare plans on your own, you may have to contact each insurance carrier separately to inquire about their plan options.
   
   By leveraging a broker, you can have multiple plan options laid out in front of you at once to more easily compare your choices.
   
   
2. Expert help
   When you call an insurance agent from MedicareAdvantage.com, you’ll speak to a representative who is licensed to sell Medicare plans that are available where you live.
   
   Insurance brokers can discuss your health care needs and your budget, and they can answer any Medicare questions you may have.
   
   
3. Consumer protection
   Medicare insurance plans can be full of terms and conditions. A broker can help you better understand the terms of your plan.
   
   
4. Enrollment assistance
   Licensed insurance agents can walk you through the Medicare enrollment process and help ensure that your coverage is properly implemented.
   
   
5. Relationship building
   At some point in the future, you may wish to re-address your Medicare coverage and switch to a new plan based on your changing health care needs.
   
   If that day should come, you can work with licensed agents who are familiar with your Medicare coverage history and understand your unique health coverage needs.

You may have several types of Medicare Advantage plan options

Original Medicare (Part A and Part B) is provided by the federal government. Medicare Advantage plans are sold by private insurers and can be obtained through a broker.

Medicare Advantage plans (also called Medicare Part C) provide the same coverage as Original Medicare and may offer additional benefits not found in Original Medicare. 

There may be different types of Medicare Advantage plans available in your area, such as Medicare HMO plans, Medicare PPO plans, Medicare Special Needs Plans and more.

Depending on where you live, you may be able to compare Medicare Advantage plans from a number of different providers, which can include:

• Aetna Medicare Plans
• Humana Medicare Plans
• Cigna Medicare Plans
• Anthem Blue Cross and Blue Shield Medicare Plans
• UnitedHealthcare Medicare Plans
• Amerigroup Medicare Plans

Call today to speak to a licensed insurance agent and take the first step toward finding the right type of Medicare plan for you.

About the author

Christian Worstell is a senior Medicare and health insurance writer with MedicareAdvantage.com. He is also a licensed health insurance agent. Christian is well-known in the insurance industry for the thousands of educational articles he’s written, helping Americans better understand their health insurance and Medicare coverage.

Christian’s work as a Medicare expert has appeared in several top-tier and trade news outlets including Forbes, MarketWatch, WebMD and Yahoo! Finance.

Christian has written hundreds of articles for MedicareAvantage.com that teach Medicare beneficiaries the best practices for navigating Medicare. His articles are read by thousands of older Americans each month. By better understanding their health care coverage, readers may hopefully learn how to limit their out-of-pocket Medicare spending and access quality medical care.

Christian’s passion for his role stems from his desire to make a difference in the senior community. He strongly believes that the more beneficiaries know about their Medicare coverage, the better their overall health and wellness is as a result.

A current resident of Raleigh, Christian is a graduate of Shippensburg University with a bachelor’s degree in journalism.

If you’re a member of the media looking to connect with Christian, please don’t hesitate to email our public relations team at Mike@tzhealthmedia.com.

 

 

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