When you turn 65 (or if you are younger with a qualifying disability or End Stage Renal Disease), you will most likely be eligible to enroll in Medicare, which provides health care coverage for a wide range of services.
Before you sign up, be sure you understand your options, including if you want to enroll in Original Medicare (Medicare Part A and Part B) or Medicare Advantage (Medicare Part C).
Original Medicare is a federal health insurance program for people age 65 and older and certain people under 65 with qualifying disabilities or End Stage Renal Disease.
Original Medicare consists of Medicare Part A and Medicare Part B.
Medicare Part A, also known as hospital insurance, covers:
Medicare Part B, also known as medical insurance, covers:
Medicare Advantage is an alternative to Original Medicare that is sold by private insurers. By law, all Medicare Advantage plans must provide at least the same benefits as Original Medicare.
Many Medicare Advantage plans also provide additional benefits, including dental, vision and prescription drug coverage.
You can sign up for Medicare one of four ways:
You must be enrolled in Medicare Part A and Medicare Part B to sign up for a Medicare Advantage plan. Before you sign up for Medicare Advantage, take the time to understand the different types of plans available, including:
A licensed insurance agent can help you sign up for a Medicare Advantage plan today. Call to speak with a licensed agent today.
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