How to Sign Up for Medicare 2020

When you turn 65 (or if you are younger with a qualifying disability or End Stage Renal Disease), you will most likely be eligible to enroll in Medicare, which provides health care coverage for a wide range of services.

Before you sign up, be sure you understand your options, including if you want to enroll in Original Medicare (Medicare Part A and Part B) or Medicare Advantage (Medicare Part C).

Medicare enrollment form

Original Medicare vs. Medicare Advantage

Original Medicare is a federal health insurance program for people age 65 and older and certain people under 65 with qualifying disabilities or End Stage Renal Disease.

Original Medicare consists of Medicare Part A and Medicare Part B.

Medicare Part A, also known as hospital insurance, covers:

  • Hospital care
  • Skilled nursing family care
  • Limited home health services
  • Hospice care

Medicare Part B, also known as medical insurance, covers:

  • Outpatient services, like doctor’s visits, preventive services and testing
  • Durable medical equipment
  • Other services

Medicare Advantage is an alternative to Original Medicare that is sold by private insurers. By law, all Medicare Advantage plans must provide at least the same benefits as Original Medicare.

Many Medicare Advantage plans also provide additional benefits, including dental, vision and prescription drug coverage.

Signing up for Medicare Part D prescription drug coverage

If you have Original Medicare (or a Medicare Advantage plan that doesn't cover prescription drugs), you may be able to get Medicare prescription drug coverage through a Medicare Part D plan.

Part D prescription drug plans can cover a wide range of commercially available prescription drugs. Part D plans are sold by private insurance companies, so premiums, deductibles and copays may vary. 

Some Part D plans may even feature $0 deductibles.

You can compare Part D plans available where you live and enroll in a Medicare prescription drug plan online in as little as 10 minutes when you visit

Enroll in Medicare Part D at


Signing up for Original Medicare

You can sign up for Medicare one of four ways:

Signing up for Medicare Advantage

You must be enrolled in Medicare Part A and Medicare Part B to sign up for a Medicare Advantage plan. Before you sign up for Medicare Advantage, take the time to understand the different types of plans available, including:

A licensed insurance agent can help you sign up for a Medicare Advantage plan today. Call to speak with a licensed agent today.


Find Medicare Advantage plans in your area

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Or call TTY Users: 711 24/7 to speak with a licensed insurance agent.