Medicare Replacement Plans

Medicare Advantage plans are popular Original Medicare replacement options. Unlike Original Medicare, Medicare Advantage plans are sold by private insurance companies. They provide the same basic benefits as Original Medicare but may also offer some additional benefits.** Learn more about what Medicare Advantage plans may cover and how to enroll in a policy.

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Original Medicare has some limits

Original Medicare is accepted by many physicians and hospitals across the country. But it doesn’t cover everything. Medicare Part A and Part B lack coverage for some health costs such as prescription drugs and routine dental, vision and hearing care.

Beneficiaries of Original Medicare often have to pay for these costs out of pocket. That’s one reason some beneficiaries turn to Medicare Advantage plans.

The basics of Medicare Advantage

Offered by private insurance companies across the U.S., Medicare Advantage plans are required by law to offer the same basic benefits as Original Medicare and may offer a number of additional benefits, such as:

The Medicare Advantage plans available near you and their costs will vary. You pay your monthly premium in addition to your Part B premium. Your plan may also require copayments, deductibles or coinsurance.

You must live in the service area of your plan to be eligible.

Medicare Advantage plans can come in a few different forms, including HMOs and PPOs.

There’s a lot to consider as you compare Medicare replacement plans. Call   TTY Users: 711 today to connect with a licensed insurance agent and discuss your Medicare replacement options.

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**Medicare Part A still covers hospice care, even if you are enrolled in a Medicare Advantage plan.

MedicareAdvantage.com is a website owned and operated by TZ Insurance Solutions LLC. TZ Insurance Solutions LLC and TruBridge, Inc. represent Medicare Advantage Organizations and Prescription Drug Plans having Medicare contracts; enrollment in any plan depends upon contract renewal.

Plan availability varies by region and state. For a complete list of available plans, please contact 1-800-MEDICARE (TTY users should call 1-877-486-2048), 24 hours a day/7 days a week or consult www.medicare.gov.

Medicare has neither reviewed nor endorsed this information.