The annual Medicare open enrollment period is October 15 - December 7. During this time, people with Medicare can make changes to their Medicare Advantage plans and prescription drug coverage for the following year.
When you are first eligible for Medicare, you may decide to receive your Medicare coverage through a Medicare Advantage Plan (Part C), or you may choose to add Medicare prescription drug coverage (Part D) to Original Medicare (Parts A and B) or a Medicare Advantage plan that doesn’t offer prescription drug coverage.
After you sign up for Medicare Advantage or a Prescription Drug Plan, you can review and adjust your coverage every fall — during open enrollment.
Each year, there are changes made to Medicare Advantage and Prescription Drug Plans that affect cost, coverage and what doctors and pharmacies are in your plan’s network. If you currently have a plan, you should expect to receive materials notifying you of any changes being made for the next year.
Review your plan and make sure it still meets your needs. If it does not — or you find another plan for a better price — you can switch your plan during open enrollment.
There are two different periods you’ll want to mark on your calendar:
Changes made to your coverage will go into effect January 1st of the next year.
What changes can you make during your open enrollment period (Oct. 15 - Dec. 7)?
What changes can you make during the Medicare Advantage Disenrollment Period (Jan. 1 - Feb. 14)?
Reviewing your coverage and shopping around each year could lower your premiums and out-of-pocket costs. Contact a licensed insurance agent to find available plans in your state and compare them based on your unique health care needs.
To enroll in a new Medicare Advantage plan or prescription drug plan — or to make changes to your coverage during open enrollment — call TTY Users: 711.
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**Medicare.gov, “Joining a health or drug plan.” Published 2018. https://www.medicare.gov/sign-up-change-plans/when-can-i-join-a-health-or-drug-plan/when-can-i-join-a-health-or-drug-plan.html#collapse-3181
MedicareAdvantage.com is a website owned and operated by TZ Insurance Solutions LLC. TZ Insurance Solutions LLC and TruBridge, Inc. represent Medicare Advantage Organizations and Prescription Drug Plans having Medicare contracts; enrollment in any plan depends upon contract renewal.
Plan availability varies by region and state. For a complete list of available plans, please contact 1-800-MEDICARE (TTY users should call 1-877-486-2048), 24 hours a day/7 days a week or consult www.medicare.gov.
Medicare has neither reviewed nor endorsed this information.