Your Complete Medicare Enrollment Checklist

Preparation is the key to success during Medicare enrollment. To help you get ready, we’ve prepared a Medicare enrollment checklist for you to consult so you can take full advantage of your benefits opportunity.

Medicare Enrollment Form with glasses and a pen

1. Confirm your eligibility

Medicare eligibility typically requires that you are age 65 or older and a U.S. citizen.

Some people can be eligible for Medicare before turning 65 years old, however. You can use this simple tool to determine your eligibility status and calculate your expected premium.

Medicare Advantage plans (Medicare Part C) can have other eligibility considerations, as do many Medicare prescription drug plans (Medicare Part D).

2. Know what benefits you want

There are several different Medicare coverage options from which you can choose.

It’s important to know what each part can offer, so you can tailor a health care strategy to fit your needs. It can help to know exactly what you want before it’s time to enroll.

Learn about the different parts of Medicare and Medicare Supplement Insurance so you can compare your options and so you’ll know what to look for when you enroll.

3. Know when to enroll

There are several Medicare enrollment periods, and it’s important to know when you can sign up for Medicare. This is important not only for obtaining benefits as soon as possible, but also for avoiding any late enrollment penalties.

Many Medicare beneficiaries enroll during their Initial Enrollment Period, which is a 7-month period that begins three months before your 65th birthday, includes the month of your birthday and continues for three more months thereafter.

But there are some additional enrollment periods to be aware of, along with separate times in which you may enroll in or make changes to Medicare Advantage or Part D plans.

Use this Medicare enrollment guide to learn more.

4. Know how to enroll

The Medicare enrollment process is a little bit different for each type of coverage you might consider.

Medicare Part A and Part B are provided by the federal government. If you are not automatically enrolled in Medicare based on your qualifications, you can manually enroll in Medicare through several different methods.

You can sign up for Medicare Part A and Part B by doing any of the following:

  • Calling Social Security at 1-800-772-1213 (TTY users 1-800-0778), Monday through Friday 7AM-7PM
  • Visiting the Social Security website at SocialSecurity.gov
  • Visiting your local Social Security office

If you worked for a railroad, you can enroll in Medicare by contacting the Railroad Retirement Board at 1-877-772-5772 (TTY users 1-312-751-4701), Monday through Friday 9AM-3:30PM.

How do I enroll in a Medicare Advantage plan?

Medicare Advantage plans offer the benefits covered by Medicare Part A and Part B under one plan sold by a private insurance company. Some Medicare Advantage plans may also cover additional benefits not offered by Medicare, such as dental care and prescription drugs.

To learn more about your Medicare Advantage coverage options and to get some help going through your Medicare enrollment checklist, get in touch with a licensed insurance agent. Call TTY Users: 711 24 hours a day, 7 days a week to speak with an agent and to find out which plan may be right for you.

Copyright © 2018 TZ Insurance Solutions LLC. All rights reserved.

MedicareAdvantage.com is a website owned and operated by TZ Insurance Solutions LLC. TZ Insurance Solutions LLC and TruBridge, Inc. represent Medicare Advantage Organizations and Prescription Drug Plans having Medicare contracts; enrollment in any plan depends upon contract renewal.

Plan availability varies by region and state. For a complete list of available plans, please contact 1-800-MEDICARE (TTY users should call 1-877-486-2048), 24 hours a day/7 days a week or consult www.medicare.gov.

Medicare has neither reviewed nor endorsed this information.