In an effort to properly inform current and future Medicare beneficiaries of their coverage, options and rights, the Center for Medicare and Medicaid Services (CMS) releases an annual guidebook called Medicare & You.
The 2018 edition of the book is 136 pages long, but we’ve compiled a brief overview of the book below, including the type of information it contains and how you can download your very own copy.
How to download your copy
Beneficiaries who are already enrolled in Medicare should have received a printed copy of Medicare & You 2018 in the mail during the fall. The 2019 version will be distributed in the fall of 2018. If you did not receive your copy, or if you wish to obtain an extra printed copy, you may call 1-800-633-4227.
Free electronic copies of the 2018 book are available now as a downloadable PDF, either in English or in Spanish. Electronic versions of the 2019 edition will be available for download once the printed version is distributed in the fall of 2018.
The guide can help provide a way for those who are nearing Medicare eligibility to prepare for their enrollment.
What information is included in Medicare & You
The Medicare & You 2018 includes information on the following:
- New Medicare cards
New Medicare cards will be issued to all enrolled Medicare beneficiaries and are being mailed out between April 2018 and April 2019. The guidebook includes all the information you need about these new Medicare cards.
- Your Medicare choices
The book includes an outline of all your Medicare coverage options, including Medicare Part A, Part B and Part D, along with Part C (Medicare Advantage) and Medicare Supplement Insurance options. You’ll learn about each part of Medicare and what to consider when choosing your type of coverage, such as plan costs, provider choice and more.
- Enrollment information
Medicare enrollment can feel a bit overwhelming with all the various enrollment periods and restrictions. Find out when you may enroll in, change or drop certain types of Medicare coverage.
- What Medicare covers
Medicare covers a wide range of services and supplies, and each part of Medicare includes its own set of benefits. In Medicare & You 2018, you can learn what is covered by each part in order to sign up for just what you need.
- Paying for Medicare
Learn how much each type of Medicare costs and find more information about how you may be able to receive help paying for your coverage.
- Your Medicare rights
It’s important to know your rights as a Medicare beneficiary. The guide can help you learn how to better protect yourself from identity theft or fraud, file a claims appeal and obtain the health care you deserve.
- Resources and definitions
Find out where you can receive personalized help regarding your Medicare coverage, compare plans and providers, access State Health Insurance Assistance Programs (SHIPs) and more. Medicare & You 2018 also includes an extended list of definitions for health care and Medicare terms.
Getting the most out of your Medicare coverage begins with having the proper understanding of your benefits, rights, costs, choices and enrollment. Take advantage of this free guidebook and take charge of your care.
To learn more about Medicare Advantage plans available where you live, reach out to a licensed insurance agent today by calling TTY Users: 711, (24 hours a day, 7 days a week) or by requesting a free plan comparison online. There’s no obligation to enroll.