If you’re thinking of enrolling in Medicare, it’s important to compare your coverage options beforehand. You can enroll in Medicare Part A and Part B, or you can choose a Medicare Advantage plan.
The first step in comparing Medicare plans involves understanding the differences between the two main types of coverage.
In order to enroll in a Medicare Advantage plan, you must
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Speak with a licensed insurance agent
Unlike Original Medicare, Medicare Advantage plans limit your out-of-pocket costs. Once you’ve reached that limit, your plan will cover 100% of your medical expenses for the rest of the year. Specific out-of-pocket limits, deductibles, copayments and coinsurance vary depending on the plan.
Before enrolling, you’ll want to make sure that the plan comes with benefits that suit your unique medical needs. Not every plan, for example, comes with a prescription drug benefit.
A licensed insurance agent can help you find Medicare Advantage plans in your area and get you enrolled in a plan that makes sense for your health care needs and budget.
Speak with a licensed insurance agent today at TTY Users: 711.
Compare your Medigap plan options by visiting MedicareSupplement.com
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