In 2018, the average monthly premium for a Medicare Part C (Medicare Advantage) plan nationwide was $35.55 per month, and the median premium cost was $32.53 per month.1
It's important to note that these averages are weighted. Many Medicare Advantage beneficiaries (45 percent) pay no premium for their Medicare Advantage plan.2
You can use this guide to find out the average cost of Medicare Advantage plans in your state, and you can learn more about how a 2019 Medicare Advantage plan can help cover some of your health care costs.
As you can see in the chart below, the average cost of a Medicare Part C plan can vary significantly from one state to another.
In fact, plan prices and availability can vary by county or service area.
As noted above, the average costs listed below are weighted. Medicare Advantage plans in many areas feature $0 premiums, depending on where you live.
*Medicare Advantage plans are not sold in Alaska. Data was not made available for Wyoming or Washington, D.C.
|State||Average Weighted Monthly Cost||Rank
from least expensive (1) to most expensive (48)
|Alaska||No plans available||N/A|
|District of Columbia||Data not available||N/A|
|Wyoming||Data not available||N/A|
Learn more about Medicare Advantage plans in your state.
Several factors can affect the average cost of a Medicare Advantage plan, such as the benefits offered, where you live and the cost sharing requirements that the plan includes.
Premiums are just one of the costs that can be associated with Medicare Part C plans. Other costs, which can vary from one plan to another, can include:
When shopping for a Medicare Advantage plan, you may want to consider the types of health coverage you need and find a plan that matches what you’re looking for.
As mentioned above, Medicare Advantage plans can offer a range of benefits that may include some or all of the following:
Remember, not all plans offer these benefits. Benefits can vary widely by plan.
A licensed insurance agent can help you compare the average cost of Medicare Part C plans in your area.
They can also help you explore your plan options to find out whether your doctor accepts a Medicare Advantage plan in your area and if your prescription drugs are covered by a plan.
Compare Medicare Advantage plan costs in your areaCompare Plans
Or call TTY Users: 711 24/7 to speak with a licensed insurance agent.
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1 MedicareAdvantage.com's internal analysis of CMS Medicare Advantage landscape source files, May 2018. Data retrieved from www.cms.gov/Medicare/Prescription-Drug-Coverage/PrescriptionDrugCovGenIn.
2 Jacobson, Gretchen; et al. A Dozen Facts About Medicare Advantage. (Nov. 13, 2018). Kaiser Family Foundation. Retrieved from www.kff.org/medicare/issue-brief/a-dozen-facts-about-medicare-advantage.
MedicareAdvantage.com is a website owned and operated by TZ Insurance Solutions LLC. TZ Insurance Solutions LLC and TruBridge, Inc. represent Medicare Advantage Organizations and Prescription Drug Plans having Medicare contracts; enrollment in any plan depends upon contract renewal.
Plan availability varies by region and state. For a complete list of available plans, please contact 1-800-MEDICARE (TTY users should call 1-877-486-2048), 24 hours a day/7 days a week or consult www.medicare.gov.
Medicare has neither reviewed nor endorsed this information.