One in three Americans will have developed a vision-impairing eye disease by age 65,1 so it makes sense that many Medicare beneficiaries may wonder if Medicare covers eyeglasses.
Although Original Medicare (Medicare Part A and Part B) typically does not cover eyeglasses, Medicare beneficiaries may be able to enroll in a Medicare Advantage plan (Medicare Part C) that offers coverage for routine vision care and eyeglasses, among other services.
There are two situations in which a Medicare beneficiary may receive coverage for eyeglasses.
Although Original Medicare coverage of eyeglasses is minimal, it does cover some other services related to vision care:
Medicare beneficiaries who wear corrective lenses or have other vision care needs may want to consider enrolling in a Medicare Advantage plan.
Medicare Advantage plans offer the same benefits that are covered by Medicare Part A and Part B combined into a single plan sold by a private insurance company. Many Medicare Advantage plans may offer additional benefits such as prescription drug coverage, dental, hearing and more.
Some Medicare Advantage beneficiaries may cover annual eye exams and eyeglasses, sometimes with no deductible or with $0 monthly premiums. Plans with $0 deductibles and $0 premiums may not be available in all locations.
To compare Medicare Advantage plans in your area that may cover eyeglasses, speak with a licensed insurance agent today by calling TTY Users: 711 24 hours a day, 7 days a week.
1 American Academy of Ophthalmology. 5 Steps to Lower Your Risk of Eye Disease. (May 7, 2018). Retrieved from www.aao.org/newsroom/news-releases/detail/5-steps-to-lower-your-risk-of-eye-disease.
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