Cigna Medicare Part D

At a glance

  • $0 premium plans available in some areas*
  • Many plans offer prescription drug coverage and vision and dental benefits
  • 89% of Cigna Medicare Advantage customers are enrolled in a plan rated 4-Stars or greater in 2022.1

If you are a Medicare beneficiary and you want prescription drug coverage, you can enroll in a Cigna Medicare Advantage plan that includes prescription drug coverage, or you can consider a Cigna Medicare Part D prescription drug plan.

To learn more about your Cigna Medicare plan options that may include Medicare prescription drug coverage, speak with a licensed insurance agent by calling TTY Users: 711 24 hours a day, 7 days a week.

Cigna Medicare Part D Drug Plans

Although Medicare Part A and Part B (also called Original Medicare) can cover a wide range of services and products, in most cases Part A and Part B do not cover prescription drug costs.

Medicare Part D plans – like the ones offered by Cigna Medicare – are available to anyone who lives in the plan’s geographic service area and who is enrolled in Medicare Part A and/or Part B.

All Part D plans are not the same, as there can be differences in plan costs, covered drugs (also called a plan’s “formulary”) and the pharmacies that are part of the plan.

Cigna Medicare maintains a network of over 64,000 retail pharmacies nationwide, including 32,000 preferred pharmacies.

Additional features of Cigna Medicare drug plans can include:

  • Plans with no deductibles
  • Plans with expanded gap (or “donut hole”) coverage
  • Plans designed specifically for Medicare beneficiaries who get Extra Help paying for Medicare prescription drug coverage

Cigna Medicare Part D Plan Options

There are three types of Cigna Medicare Part D plans available across the country in 2022. 

Cigna Secure Rx

The Cigna Secure Rx plan features a $480 deductible and $0 copays for tier 1, 2 and 6 drugs when a 90-day supply is delivered by mail. The 2022 weighted average monthly premium for Cigna Secure Rx is $33.75.2

Cigna Essential Rx

This Cigna plan has a $480 deductible with low copays, including $0 for preferred generic drugs. Premiums average $35.54 per month.2

Cigna Extra Rx 

This plan has an annual deductible of just $100 with low to moderate copays across all drug tiers. Average premiums are $60.57.2

What Is the 2022 Cigna Formulary?

Medicare Part D plans come with a formulary, or a list of drugs covered by the plan. These formularies may change from one year to the next. 

You can request your Cigna Medicare Part D plan formulary directly from your plan carrier. You can also view a copy online by selecting your 2022 plan from the list below.

Formularies consist of different tiers, with common generic drugs typically in a lower tier and more expensive brand name drugs and rare drugs being grouped together in higher tiers. The level of coverage will typically differ from one tier to the next. 

Do Cigna Medicare Part D Plans Include Home Delivery of Prescriptions?

Cigna Medicare Part D plans provide home delivery of prescription medications through Express Scripts Pharmacy. 

With Cigna and Express Scripts, you can have a 90-day supply of your medications delivered right to your door, some of which may come with a $0 copay. 

Cigna Medicare Plans May Offer Drug Coverage

Cigna Medicare also offers Medicare Advantage plans, many of which include prescription drug coverage.

A Medicare Advantage plan offers the same coverage as Original Medicare, and many Medicare Advantage plans offer additional benefits such as dental, vision, hearing and prescription drug coverage.

Medicare Advantage plan availability and the benefits they offer can vary based on where you live.

How Do I Enroll in a Cigna Medicare Plan?

You can speak with a licensed insurance agent to find out more about Cigna Medicare Advantage plans in your area that may offer prescription drug coverage.

To speak with an agent, call TTY Users: 711 24 hours a day, 7 days a week. You can also request a free plan quote online to compare your options, with no obligation to enroll.

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